Earlier today, around 6:40pm, I crashed on the freeway. It was a 4-vehicle collision and I was the last dumbass to crash. I was driving merrily, listening to classical music, when the cars suddenly stopped and I couldn't brake on time. My car skidded for about a second before it smashed into the SUV in front of me. We were going about 40mph, so we were not speeding, but my car is pretty much totaled. :(
The hood bent upwards, the fenders too. The headlights are broken and I'm pretty sure the engine is done. I have no idea where the radiator went. It disappeared.
Given that it was a shitty car, I guess buying another used one will be cheaper than fixing it. It was a 2000 Saturn SL2. Unfortunately, I'm poor and I only had third-party insurance, so freaking Allstate won't pay for it.
Oh well... I guess I'm creating this thread for advice. Do you think it was my fault? Do you think there is a chance the other drivers will pay for my car? Or will I have to pay for everything?
I have very little money saved, around 1k, and I expect to get 2k back from financial aid. If I sell my stocks, I can get around 1.5k in the shitty market, and maybe $500 if I sell my PS3. I think I can buy a used car for 5k....
...but I have no idea how I'm going to pay for insurance once my premium goes up. How high should I expect it to go up? $200? Per year? Month?
So yeah, looks like I'll be walking and taking the trolley for a while. FUUUUUUUUUUUUUUUUUUUUUUUUUCK!
The hood bent upwards, the fenders too. The headlights are broken and I'm pretty sure the engine is done. I have no idea where the radiator went. It disappeared.

Given that it was a shitty car, I guess buying another used one will be cheaper than fixing it. It was a 2000 Saturn SL2. Unfortunately, I'm poor and I only had third-party insurance, so freaking Allstate won't pay for it.

Oh well... I guess I'm creating this thread for advice. Do you think it was my fault? Do you think there is a chance the other drivers will pay for my car? Or will I have to pay for everything?
I have very little money saved, around 1k, and I expect to get 2k back from financial aid. If I sell my stocks, I can get around 1.5k in the shitty market, and maybe $500 if I sell my PS3. I think I can buy a used car for 5k....
...but I have no idea how I'm going to pay for insurance once my premium goes up. How high should I expect it to go up? $200? Per year? Month?

So yeah, looks like I'll be walking and taking the trolley for a while. FUUUUUUUUUUUUUUUUUUUUUUUUUCK!

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